Interact with the customer in order to determine the loan requirement, purpose of loan, income sources.
Execution & Verification
Verify the documents that have been provided by the customer and request for pending documents through concerned team.
Post login of file into the system, conduct verification or initiate for verifications through third party, wherever available as per guidelines received by Head Office.
Conduct personal discussion to resolve all queries related to issues identified during verifications.
Documentation and credit approval
Prepare the proposal document detailing the loan eligibility after analyzing customer data and as per credit guidelines.
Approve cases for loan eligibility up to limit that has been assigned and recommend cases to higher authorities as per policy
Generate offer letter for the customer, collect property documents, and initiate technical and legal verification.
To complete post sanction formalities related to checking of documents, execution of loan documents, collections of additional documents & PDCs as per the guidelines and prepare the docket inclusive of all income/ property/ customer related documents.
To participate in the monthly audit and assist the auditors in all queries and take actions for all audit inconsistency in a timely manner.
Qualification*Any Graduate, Any Post-graduate
Experience*3 Year- 8 Years
Salary*Best in Industry