To support business and functional goals by ensuring that all credit policies, practices & guidelines are adhered to as per approved policy.
Business and Financial Management:
Credit Quality demonstrated by non starters, early vintage, delinquency and Net Credit Losses.
Delinquencies of the branch portfolio
Review and approval of credit files as per policy
Credit approval of deals as per authorized limits, recommends and forwards to appropriate authority incase of higher limit, deviation and deferral.
Provides approval subject to PD and Initiates PD
Productivity (turn around/approval rate)
Review of delinquent accounts to identify possible rehabilitation vis–vis re-age & re-structure
PDD Review & Tracking.
Number of fraud/ skip cases approved
Timely submission/ input of EW reports like customer call report
Non Starters & NCL
Portfolio Performance review
Qualification*Any Graduate, Any Post-graduate
Experience*2 Year- 7 Years
Salary*2 - 7 lacs