Responsible to manage RIC processes and fraud prevention at loan origination stage across all retail asset products
To inspect verification reports of sampled cases at loan origination stage
Ensure proper investigations in respective portfolios of cards, merchant acquiring or NB/DBQ products.
Scrutiny of discrepant documents submitted by the applicant for availing the loan
Investigate discrepant cases to identify involvement of applicant, collusion with Bank’s outsourced channel at a prevention stage
Carry out cross checks as specified across the various products RIC Bulletins / rolled out by Central RIC team
Responsible for managing RIC activities in gold loan branches in the location
Support in carrying out investigations of frauds detected post disbursement and initiate recovery from such cases
Ensuring compliance with outsourcing policy of the bank for all RIC vendors
Manage outsourcing risk by carrying out checks on outsourced agents.
Initiating action on erring vendors and vendor staff
Engaging with peer units to discuss and resolve matters pertaining to cases
Agency management and imparting trainings to agencies and support staff
Liasoning with law enforcement agencies.
Field visits to vendors, customers in local and deep geo locations
Investigate on PD/RBI/BO/Sr.management escalations and resolve
Investigate and initiate approval for decisions like loss booking, credit to customer, insurance route etc.
Qualification*Any Graduate, Any Post-graduate
Experience*3 Year- 7 Years
Salary*4 - 7 lacs