Risk Manager/Unique HR/Hyderabad

This job has been Expired
Unique HR
Job Overview

Responsible to manage RIC processes and fraud prevention at loan origination stage across all retail asset products

To inspect verification reports of sampled cases at loan origination stage

Ensure proper investigations in respective portfolios of cards, merchant acquiring or NB/DBQ products.

Scrutiny of discrepant documents submitted by the applicant for availing the loan

Investigate discrepant cases to identify involvement of applicant, collusion with Bank’s outsourced channel at a prevention stage

Carry out cross checks as specified across the various products RIC Bulletins / rolled out by Central RIC team

Responsible for managing RIC activities in gold loan branches in the location

Support in carrying out investigations of frauds detected post disbursement and initiate recovery from such cases

Ensuring compliance with outsourcing policy of the bank for all RIC vendors

Manage outsourcing risk by carrying out checks on outsourced agents. 

Initiating action on erring vendors and vendor staff

Engaging with peer units to discuss and resolve matters pertaining to cases

Agency management and imparting trainings to agencies and support staff 

Liasoning with law enforcement agencies. 

Field visits to vendors, customers in local and deep geo locations 

Investigate on PD/RBI/BO/Sr.management escalations and resolve

Investigate and initiate approval for decisions like loss booking, credit to customer, insurance route etc.

Job Detail
  • Career LevelManager
  • Gender*Both
  • Qualification*Any Graduate, Any Post-graduate
  • Experience*3 Year- 7 Years
  • Salary*4 - 7 lacs